613 – 614 – 2016-08-20

I believe proper planing is extremely important to financial planning. I would have really benefitted from having wise counsel when I was just starting out after college. I had some student loans (my parents said it was good debt) and a little credit card debt. I thought I could stay ahead of things. Like Dustin, I thought credit limit increases meant things were going well. I always thought I did not need more credit, but seemed to always use whatever I was given. I could have used wise counsel and a picture of someone living biblical financial principles. I hope to be that person for some else someday.