607 – 446 – 2016-08-17

Proper planning implies to me that I save money each month in an emergency account. Having taken a long time and hard work saving small amounts until a reasonable amount has accumulated would hopefully deter me from making an emotional purchase and depleting those funds. I tried to give to a friend advise who wanted to trade in her “not-so-old, low mileage and dependable” car for a brand new one. The bottom line is that she just wanted to get a new car and made the choice before we even began speaking. I need to learn this about me too, about being unwise to ignore good advice meant to help and empower me.