590 – 684 – 2016-08-21

One of the “Tips for Living on Less” to include in my financial planning will be to WAIT…to learn to wait 30 days before I spend or make any major purchases. I sometimes tend to spend frivolously when it comes to things that I see that I want right away and worry about the consequences later (Bad habit). Learning to “Wait” is certainly going to require much discipline and dedication on my part. Creating a new habit to continuously reflect to my budget when I may be tempted to spend will help me stay focused and on track of our finances and will help me to not be so quick to make any hasty unwise financial decisions. Great idea to incorporate in my budget plan. Thanks for the insight!!!