5869 – 728 – 2016-09-10

Annie that is a great way to do it; one thing I find really helpful is when I don’t spend some money in a category, I can add it to my savings instead of letting it roll over to next month.

I have been through my budget time and time again searching for ways to limit what I spend, and it is always a great reminder to be frugal. My phone is one way that I am trying to save money. My flesh wants to sign up for the large data plan and expensive phone so that I can listen to music and do whatever I want, whenever I want to. However, I am trying to make the decision to only pay for what I need.