5859 – 628 – 2016-09-11

I have two budgets, one for my house and family in South Africa and a second for my living expense in Riyadh, Saudi Arabia. I am going to go back to the “envelope” system for my expense in Riyadh and what is left from each envelope at the end of the month, will go into a saving which by the end of the year will give me an additional saved amount which I can transfer to South Africa or use it to bless someone.