570 – 723 – 2016-08-18

I too can be obsessive about planning and budgeting. What generally happens is that I get discouraged when I see that I can’t get or do all of things I would like and sometimes knowingly make unwise choices. I will make an impulsive expensive purchase, which I generally will regret. I am currently slowly recovering from the last impulsive choice I made. So, I have somewhat of a spending plan – I’m careful to ensure that I cover the necessities – the things I have to pay, such as rent, phone bill and debt payments, but I tend overspend on food and incidental items. I’ve tried several very detail budgets, but I can’t stick with them.