5262 – 627 – 2016-09-03

Good real life example. Karleen and I have, by the grace of God, avoided debt since the third or fourth year of our marriage when we sold our house and went to the mission field. We have been married almost 37 years. We have adopted an attitude to never extend ourselves to the point that we spend 100% of our income. Most people live on the edge by spending all their income. We have chosen to take couple of steps back from the edge and live a little bit more of a simple life. We do have a car and house that all is paid. I encourage couples to choose a little simpler life not be sucked into what the culture says is needed. We use credit cards, but they are paid in full each month.