485 – 815 – 2016-08-21

HI,
I am 54 and my beliefs are at an okay level, but my actions scored very low. I know what I need to do , but life just seems to get in the way of saving. I know all my excuses are just excuses and I am hoping to learn new strategies to help correct them.
My overall money life indicator score is 57, so I see that I have alot to improve upon. I post that score because I believe that accountability is important and posting holds me accountable.