485 – 238 – 2016-08-22

Amanda, perhaps you should allocate the 401K donations at this time to building your emergency funds. Later when you have 3 months of expenses saved, you can contribute again to the 401K plan at work. (I know this is difficult if your employer matches your donations.) Another idea is to start small, putting $10/paycheck away into your emergency savings account. If you get a pay raise or unexpected income, after tithing on it, put the remainder into your savings account. Also, if you have stuff around your home that you no longer use, perhaps you can sell it and put that money into savings. Another idea is to start a small side business doing something that you love to do (ex. gardening, cutting hair, pet sitting, sewing, cooking, etc.) to earn a little more income for your savings.