484 – 851 – 2016-08-21

My name is Judy and am married with one adult child (if you consider 19 an adult!) and a soon to be 15 year old driver, yikes! My husband and I have been married for 31 years. Our struggle is credit card debt. We once had a debt management plan through CCCS and managed to pay off $40,000 in debt only to get right back into it with now about $16,000 in credit card debt. I want to discover the root cause of our behavior to slide back into debt again. It is very embarrassing and shameful and at this stage in our lives, we really have no savings to speak of except for our retirement plans. I don’t want to reveal my MoneyLife Indicator score since we’ll just say I must be a flunkie compared to all the others who have posted their scores! So I really need your prayers! I am excited about what God has in store for me in this course and thank you for the encouragement to those who have gone through it before like Candy!