223 – 930 – 2016-08-21

Hello, my name is Videna. I am 33 years old, have never been married, and have no children. My career has been primarily in hospitals, most currently in Business and Finance management (wild, huh?!?) I’ve always been really good at handling OPM (other people’s money) – but it’s quite unnerving that I haven’t gotten the hang of it in my own personal life. I was a student for a long time and have been a workaholic for even longer and so because I worked hard, I had fallen into the trap of wanting to “reward” myself, so for years there wasn’t much I wouldn’t buy if I felt I “needed” it; I rationalized a lot of my expenses. As I’ve grown as a believer, the Lord has shown me that a lot of my spending was to fill a void that only He could fill.

While I am also a liberal giver (my highest MLI score), even in that sometimes I think I need more direction from the Holy Spirit. A lot of times I just move too fast. My lowest score was in Debt: for me, the vast majority of that stems from student loans, then there some personal loans, credit card debt, and a car note. The strongest biblical truths that I’ve learned over the last couple of years is what I believe to be the real purpose of wealth and the reason to be debt-free (found in 2 Cor 9:8) and that nothing that I have belongs to me. It has caused me to slow down and really consider what God is asking of me as His financial steward.

One of the key things that I hope to develop from this course is learning to truly listen to the Lord when there is a financial decision that I need to make. I have a tendency to “know the rules” in my head but sometimes it doesn’t quite make it into my spirit, which I think is where the consistency and dogged determination comes from (whether it be for budgeting, planning, making lifestyle changes, etc.) It really is a renewal of the mind. My ultimate goal is to be completely debt-free and I know that is something we all can accomplish with His grace and guidance!