Dear Brad,the first thing that I have to tell you is that God is faithful (1Cor. 1:9). He will honor your obedience and desire to be faithful and to live according to His financial principles. He was, He is, and He will be your Provider, He is Jehovah Jireh! I can testify about how that, I was there also with a 40K credit card debt and He helped me to be debt free. In the name of Jesus I pray that by his power of redemption you will be debt free for the glory of Jesus. Amen!!